/* NFRisk Legal Pages */
html{scroll-padding-top:76px}
body.site-v2{padding-top:0!important;margin:0}
.legal-page{--lg-ink:#102839;--lg-teal:#147a76;--lg-pale:#eef6f3;--lg-muted:#f5f7f5;--lg-line:rgba(16,40,57,.14);color:var(--lg-ink)}
.legal-page h1,.legal-page h2,.legal-page h3{font-family:'Libre Franklin',Inter,sans-serif;letter-spacing:-.04em}
.legal-hero{padding:76px 0 66px;background:linear-gradient(125deg,#061822,#0b3542);color:#fff}
.legal-hero .legal-kicker{color:#73e4b5}
.legal-hero h1{font-size:clamp(3rem,5.5vw,5.2rem);line-height:1;letter-spacing:-.06em;margin:0 0 .9rem;color:#fff}
.legal-hero p{max-width:780px;color:#bed1d5;font-size:1rem;line-height:1.7}
.legal-kicker{font-size:.68rem!important;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--lg-teal);margin:0 0 .8rem!important}
.legal-main{padding:76px 0}
.legal-grid{display:grid;grid-template-columns:255px minmax(0,1fr);gap:4rem;align-items:start}
.legal-nav{position:sticky;top:90px;padding:1.1rem;border:1px solid var(--lg-line);border-radius:9px;background:#fff}
.legal-nav strong{display:block;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--lg-teal);margin-bottom:.75rem}
.legal-nav a{display:block;padding:.42rem 0;color:#49606b;font-size:.76rem;line-height:1.35;text-decoration:none;border-bottom:1px solid rgba(16,40,57,.07)}
.legal-nav a:last-child{border-bottom:0}
.legal-nav a:hover{color:var(--lg-teal)}
.legal-content{max-width:860px}
.legal-intro{padding:1.2rem 1.3rem;border-left:4px solid var(--lg-teal);background:var(--lg-pale);margin-bottom:2rem}
.legal-intro p{margin:0;font-size:.87rem;line-height:1.65;color:#36525e}
.legal-content section{padding:1.4rem 0;border-bottom:1px solid var(--lg-line)}
.legal-content section:first-of-type{padding-top:0}
.legal-content section:last-child{border-bottom:0}
.legal-content h2{font-size:1.38rem;line-height:1.3;margin:0 0 .7rem;color:var(--lg-ink)}
.legal-content h3{font-size:1rem;letter-spacing:-.02em;margin:1rem 0 .45rem}
.legal-content p,.legal-content li{font-size:.88rem;line-height:1.72;color:#506771}
.legal-content ul{padding-left:1.15rem}
.legal-content li{margin:.35rem 0}
.legal-content a{color:var(--lg-teal);font-weight:700}
.legal-note{margin-top:1.2rem;padding:1rem 1.1rem;border:1px solid var(--lg-line);border-radius:8px;background:var(--lg-muted)}
.legal-note strong{display:block;color:var(--lg-ink);font-size:.84rem;margin-bottom:.35rem}
.legal-note p{font-size:.78rem;line-height:1.55;margin:0}
.legal-related{display:flex;gap:.6rem;flex-wrap:wrap;margin-top:1.2rem}
.legal-related a{display:inline-flex;padding:.55rem .75rem;border:1px solid var(--lg-line);border-radius:6px;text-decoration:none;font-size:.76rem;background:#fff}
@media(max-width:900px){.legal-grid{grid-template-columns:1fr;gap:2rem}.legal-nav{position:static;display:none}}
@media(max-width:620px){.legal-hero{padding:58px 0 50px}.legal-main{padding:58px 0}.legal-hero h1{font-size:clamp(2.7rem,14vw,4rem)}}