Financial Crime
Governance and control integrity across monitoring, screening, remediation, and defensibility.
ABOUT
Structured risk thinking.
Systemic perspective.
Institutional focus.
Non-Financial Risk failures are rarely singular events. They emerge from accumulated structural weakness — fragmented governance, hidden dependency chains, and silent control degradation.
The discipline is integration: designing coherence across domains that organisations often manage in silos.
Orientation
Non-Financial Risk is structural. It shapes regulatory standing, operational continuity, and reputational stability.
Core Observation
Institutions rarely lack risk frameworks. They lack coherence — the structural alignment required for stability
under real-world pressure.
Scope
NFRisk spans a broad Non-Financial Risk taxonomy, with emphasis on how domains intersect and amplify one another.
Data Integrity
Lineage transparency, mapping integrity, and systemic detection of silent breaks.
Third-Party Risk
Critical dependency chains, outsourcing exposure, geographic concentration, and continuity risk.
Operational Resilience
Stress credibility, recovery realism, and crisis governance clarity beyond paper resilience.
Conduct Risk
Behavioural and incentive dynamics shaping control effectiveness and reputational exposure.
Geopolitical Risk
Policy inflection points, regulatory fragmentation, and cross-jurisdictional operational vulnerability.
How NFRisk Works
Engagements are selective and oriented toward structural clarity — not volume consulting.
Structural Diagnostics
Identify where exposure accumulates, how it propagates, and where governance loses coherence.
Architecture & Recalibration
Design structural alignment across data, controls, dependency chains, and resilience assumptions.
Executive Translation
Translate technical reality into board-grade exposure narratives and decision-ready options.
Founder
Draz Ivezic — Structural Non-Financial Risk Advisory.
Institutional Exposure
Experience across major financial institutions including ING and Barclays, spanning financial crime governance,
transaction monitoring data integrity, operational resilience, third-party dependency exposure, and geopolitical scenario analysis.
Focus: structural coherence.
Aligning data, controls, dependency chains, and governance into defensible institutional stability.
Focus: structural coherence.
Aligning data, controls, dependency chains, and governance into defensible institutional stability.
Selected Engagement Themes
Representative structural focus areas across Non-Financial Risk domains.
Transaction Monitoring Architecture
Data lineage integrity, completeness controls, silent break detection, and defensibility across monitoring ecosystems.
Control Integrity & Coherence
Separation of monitoring and execution, completeness and correctness validation, and governance alignment across control layers.
Outsourcing & Concentration Exposure
Geographic clustering risk, third-party dependency mapping, and systemic fragility arising from operational centralisation.
Operational Resilience Realism
Recovery credibility under stress, structural continuity testing, and crisis governance clarity beyond documented frameworks.
Geopolitical Scenario Impact
Sovereign policy shifts, regulatory fragmentation exposure, and cross-jurisdictional operational vulnerability modelling.
Systemic Interdependency Mapping
Identifying how risk domains intersect, amplify, and translate into institutional instability.
Stability is not assumed.
Non-Financial Risk is a stability function. NFRisk exists to ensure structural coherence is designed and governable.