About NFRisk
A principal-led advisory practice for complex regulated transformation.
NFRisk is led by Draz Ivezic, a senior banking, financial-crime, data and transformation adviser with more than 20 years of experience across global financial institutions and critical payment environments.
Draz Ivezic
Draz's work spans strategy, target operating models, requirements, data and control frameworks, solution assessment, testing, implementation, remediation, operational readiness and early-life assurance.
He has led international teams and complex assignments across transaction monitoring, KYC/CDD, payments, data integrity, third-party risk and operational resilience.
The differentiator is not experience in one risk category. It is the ability to connect business need, data, controls, technology, operations and delivery across the complete transformation lifecycle.
Four proof themes
Leadership of transaction-monitoring data strategy and data controls across a multi-jurisdiction environment, including completeness, correctness, reconciliation, lineage, remediation and evidence.
Financial Crime Transformation →Faster Payments, SEPA, SWIFT and account-switching change from requirements and architecture through testing, readiness, implementation, recovery and warranty.
Payments Transformation →Critical supplier, third-party, concentration, location and disaster-recovery frameworks, including operational testing and implementation evidence.
Operational Resilience →Financial-crime remediation, audit and regulatory findings, data migration, programme recovery, readiness and evidence-based closure.
Programme Assurance →Complete-lifecycle experience
NFRisk's operating model reflects experience across the full change lifecycle—not simply strategy at the beginning or assurance at the end.
Problem definition, root causes, risk exposure, ownership and intervention options.
Requirements, target state, operating model, data, controls and success criteria.
Solution and vendor assessment, delivery model, governance and mobilisation.
Testing, readiness, implementation, remediation, recovery, closure and early life.
Selected career environments
Employer names describe prior personal experience and do not imply endorsement.
Built and led teams across Europe and Asia, with no voluntary attrition among permanent team members between 2020 and the end of 2025.
Previously developed a consulting business generating £1.4 million in first-year turnover and engaging approximately 20 independent consultants through their own companies.
MSc-qualified in Interactive Computer Systems, with earlier experience as a computer-science lecturer and extensive delivery across business and technology.
How NFRisk delivers
The standard model for diagnostics, executive advisory, design challenge, programme assurance, fractional advisory and provider bank-readiness.
NFRisk can bring in trusted specialists while retaining responsibility for integration, quality, consistency and the senior client relationship.
NFRisk defines, shapes or assures the engagement while specialist providers deliver software, engineering or operational change.
Brand architecture
The architecture separates the corporate umbrella, the principal senior advisory proposition and the specialist data-integrity capability.
Contracts, intellectual property, insurance and associate or partner arrangements.
Financial crime, data and control integrity, payments, operational resilience and delivery assurance.
Decision-critical data integrity, controls, reconciliation, ownership and evidence.
Positioning boundaries
NFRisk is a senior advisory practice focused on diagnosis, design, challenge, assurance and controlled implementation. It works with specialists where formal legal, regulatory or engineering accountability is required.
Direct access
Discuss the problem, decision or transformation requiring senior attention and how NFRisk can contribute.